MELOPAY

Payments

The deposit collects on the same page as the signature, the balance nets itself off the invoice, and every dollar lands in your own account. Here is how money moves — and exactly what it costs.

Start freeSee the rates

Chat to Cash

Five stops between describing the job and being paid for it, all on one link.

ChatSay the job the way you would to a colleague. Hall and stairs, engineered oak, furniture moved.
DocumentPriced from your rate book, tax applied, deposit set, exclusions where they belong.
Share LinkOne link. It opens on a phone with no account and no app.
SignatureThey read it, they sign it, and the signed copy is filed for both of you.
PaymentCard or bank, on the same page as the signature. The invoice already knows about it.
MeloPayMeloPay

The suite's merchant account. One setup, and every document you send can take the deposit, the draws and the balance — with the fees published below, not buried in a statement.

Learn more
HOW TO SETUP
01Create an accountEmail, password and the name of the business. You can write documents from the first minute.
02Open MeloPayA short form inside the app: legal business name, address, EIN or Social Security number, and who is responsible for the account.
03Verify informationA photo of your ID and, occasionally, a document confirming the business. Most accounts are approved quickly.
04Link bank accountSign into your bank to link it instantly, or type the routing and account numbers. Every payout lands there and nowhere else.
WHAT YOU NEED TO HAND
US business or sole traderEIN or SSNGovernment IDA business bank accountA few minutes of forms

No monthly fee, no application fee, no contract. Documents work without MeloPay — they just can't take money.

Client Dashboard

What your client sees when they open their link — documents, payments and the conversation, in one place, with no account and no app. This one is a live simulation: click around it.

Documents

Everything Albert has sent for job 2C4298, newest first. Open anything, download anything.

QuoteQ-2C42984,996.04SIGNED
Deposit receiptRC-2C42981,498.81PAID
Work orderWO-2C4298—ISSUED
Change orderCO-2C4298-1248.18TO APPROVE
InvoiceINV-2C42983,745.40DUE

Methods

What a client can pay with today, and the rails being added — each card says which, plainly.

THE 8 MOST USED, OF 21 METHODS
CardsVisa, Mastercard, Amex and Discover on the document's own checkout, hosted by Stripe.Cards3%
Apple PayOffered automatically at checkout on devices that support it — same card rail, same fee.Wallets3%
Google PayOffered automatically at checkout on devices that support it — same card rail, same fee.Wallets3%
Bank transfer (ACH)The cheap way to take a large balance — the client signs into their bank on the checkout page.Bank and manual1%
CheckRecorded against the document so the balance stays right.Bank and manualFREE
CashLogged by hand, receipt issued, balance updated.Bank and manualFREE
DepositsAcceptance creates the deposit request automatically at your standing percentage.TermsON SIGNING
Payment scheduleLabel each payment and give it a due date — the client link shows what's paid and what's next.TermsLIVE

Rates

The whole price list. Six rows, because that is genuinely all of it.

METHODRATENOTES
Card — online3%Paid by the client by default as a disclosed line at checkout; flip to absorb and the 3% is yours instead. Apple Pay and Google Pay included.
Bank transfer (ACH)1%Contractor-side, flat. The cheap way to take a large balance.
Recorded by handFreeA check or cash marked against the document — no fee to log it.
Per-transaction platform feeNoneThe subscription is the fee. MeloPay adds no system fee on top of the rails above.
Monthly feeNoneNo minimum, no application fee, no contract.
PayoutsFreeInto your own connected Stripe account, on Stripe's standard payout schedule.

These are the numbers the product's fee engine actually charges (published in code, July 2026). Card and ACH processing run on Stripe; payouts settle into your own connected account — MeloDocs never holds your money.

POWERED BY STRIPE

The rails are Stripe’s. The paperwork is yours.

Every claim here restates the trust center — the page a security review actually reads.

PCI DSS Level 1

Payments run through Stripe, a Level 1 service provider — the highest certification there is.

No card data here

Card numbers are entered on Stripe's hosted checkout, never on our servers.

3D Secure

Applied by Stripe when the card's bank asks for it, without you doing anything.

Fraud screening

Every charge passes Stripe's machine-learned risk checks before it settles.

Your own account

Payments settle into your own connected Stripe account — MeloDocs never holds your money.

The receipt trail

What we keep is the record: amounts, dates and the document each payment belongs to.

The signature and the deposit, one page apart.

Send one real quote and watch what happens when saying yes and paying are the same motion.

Start freeTalk to us